Home Warranty Protection

kitchen with white cabinets, white subway tile backsplash, black paned windows white quartz top island with three Ratan and metal barstools, gold fixtures and cabinet hardware

What’s the deal with home warranty protection?

New construction

When buying new construction, the builder usually offers some sort of full or limited warranty on things such as the quality of design, materials and workmanship. Usually these warranties last for one year from purchase of your home. At closing, the builder will assign to the buyer the manufacturer’s warranties that were provided to the builder for materials, appliances, fixtures, etc. 

Resale home warranties

Sellers sometimes purchase a home warranty for their homes which will transfer to you. This covers the seller during escrow and you as the buyer for one year from purchase. These are fairly inexpensive depending upon the warranty chosen. You are encouraged to purchase a home warranty if it is not offered by the seller.

A basic warranty can cover things such as heaters, duct work, drain line stoppages, plumbing leaks, toilets, water heaters, jetted bathtub motor, and pumps, recirculating pumps, hot/cold water dispensers, garbage disposals, water pressure regulators, sump pumps, electrical systems, exhaust and ceiling fans, garage door openers, central vacuums, dishwashers, trash compactors, kitchen exhaust fans, oven/range/cooktops, and built-in microwaves. More protection is offered by higher-priced warranties. Please check your policy for specific items covered. 

A home warranty program will give both buyers and sellers peace-of-mind knowing that the covered components in the home will be repaired if necessary. 

Questions about home warranties? Reach out, I’m happy to help.